Any disability lawyer in Toronto will tell you that a contract is binding because much of the contract deals with the rights and
tube amp obligations of the parties to each other.
If you are injured in an accident or otherwise and cannot work and your long term disability (LTD) lawyer denies you benefits it is prudent to seek the services of a lawyer.
The reason is simple. Long term disability companies are hawks. We would be naïve to expect them to be impartial. The more disability claims they approve, the more is the outgo from their funds. Admittedly, they will put all efforts to deny disability claims by putting forth flimsy reasons.
LTD companies use bad faith tactics to deny legitimate claims.
What is bad faith?
Bad faith means duplicity, deception
HKUE DSE, or double mindedness. It can involve intentional deceit. In insurance lingo, bad faith is a legal term that describes a tort claim an insured person can have against an insurance company.
Under the law of most jurisdictions in Canada insurance companies owe their insurers good faith and fair dealing
Car Insurance.
If an insurance company violates that pledge, the policy holder has all rights to sue the company on a tort claim in addition to standard breach of contract claim.
Insurance companies use a host of tactics to deny claims. For a claimant it may not be possible to decide on their own whether bad faith tactics were employed by the insurance company.
Here are some general examples of how insurance companies deny claims.
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